As much as I'd like to see the bankers who pillaged our economy return every cent they stole from the system, it seems that there are few ways to actually recover their shameful bonuses. If that's true, then I'm at least with Alan Binder, who wrote the following Economic View - Six Errors on the Path to the Financial Crisis - NYTimes.com:

For this litany of errors, many people in authority owe millions of Americans an apology. Richard A. Clarke, former national security adviser, set a good example when he told the commission investigating the 9/11 attacks that he wanted victims’ families “to know why we failed and what I think we need to do to ensure that nothing like that ever happens again.” I’m waiting for similar words from our financial leaders, both public and private. [emphasis mine]